Author Insurance rant  (Read 2277 times)

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  • Offline Miggs

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    Offline Miggs

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    Insurance rant
    on: April 04, 2017, 02:28:15 pm
    April 04, 2017, 02:28:15 pm
    Hi,
    Seems that making any changes to an insurance policy these days is just open invitation for them to bleed you dry and ream you with a frosty stick of sprouts!
    Just paid MCE £105 for a years comp on my BMW 1150. 1 month later I change the bike for this 800 XRunner.
    £40.50p admin + extra £69.50 premium increase  :114:
    A quote search on their own website reveals annual premium of £130.
    Emailed complaints of unfair exploitation fell on deaf ears.  :230:

    Naturally I will be insuring my bike elsewhere next year (although i'm sure they all play the same racket!)

  • Offline tiggy

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    Offline tiggy

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    Re: Insurance rant
    Reply #1 on: April 04, 2017, 03:01:49 pm
    April 04, 2017, 03:01:49 pm
    Agree with you Miggs, that's well out of order for a few strokes on a keyboard. Weird isn't it going down from 1150 to 800 costs more!
    Just changed one of my bike policies and they charged me £22 for a mid-term change, I've gone down from a 450 to 250 (enduro) I would have had a credit of £3 had it not been for their admin charge of £25.
    I'm with Hastings Direct, they have been very fair thus far and they paid out on my son's bike theft very quickly too.  :002:

    Don't know your circumstances Miggs but £105 didn't sound too bad for the BM when others are paying a lot more.
    Think I paid about £110 for my Crossrunner.

  • Offline JohnG

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    Offline JohnG

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    Re: Insurance rant
    Reply #2 on: April 04, 2017, 10:24:22 pm
    April 04, 2017, 10:24:22 pm
    My Crossrunner insurance isn't too bad with Carole Nash, but when I told them my classic Ducati had been painted Black and Gold in place of the original blue they wanted to increase the annual premium from £100 to £400. Told them to stuff it so am having the bike professionally sprayed back to original when it will be worth more and they will insure for £100 again.

  • Offline timbo

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    Offline timbo

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    Re: Insurance rant
    Reply #3 on: April 18, 2017, 01:00:44 am
    April 18, 2017, 01:00:44 am
    Same here, With MCE also and change cost me £92, same admin fee plus extra charge for the CR, though I was coming from a 17 year old CBR600, really should have just cancelled the policy and taken a new one, would have been cheaper in the long run.

  • Offline Kiwi

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    Offline Kiwi

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    Re: Insurance rant
    Reply #4 on: April 19, 2017, 11:48:43 am
    April 19, 2017, 11:48:43 am
    You think you're being ripped off?, try NZD$990 for comp rider insurance for a fat 50yr old with no claims or tickets and even that price is arranged via Honda, go elsewhere to a normal insurance company and its nearly double - admittedly this for a new 2017 bike, but it's still bleedin expensive   Oh and road tax is NZD$515 for >600cc per year thats before you even ride it....
    Cheers D

  • Offline Miggs

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    Offline Miggs

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    Re: Insurance rant
    Reply #5 on: April 19, 2017, 02:55:14 pm
    April 19, 2017, 02:55:14 pm
    *Originally Posted by Kiwi [+]
    You think you're being ripped off?, try NZD$990 for comp rider insurance for a fat 50yr old with no claims or tickets and even that price is arranged via Honda, go elsewhere to a normal insurance company and its nearly double - admittedly this for a new 2017 bike, but it's still bleedin expensive   Oh and road tax is NZD$515 for >600cc per year thats before you even ride it....

    Well since your average salary is 75K compared to 50K(NZD) in the UK, maybe that ain't so bad as it sounds!

  • Offline las800

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    Offline las800

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    Re: Insurance rant
    Reply #6 on: April 19, 2017, 06:54:02 pm
    April 19, 2017, 06:54:02 pm
    For years now I do all my insurances with one insurance broker.
    It is way better do deal with him rather than direct contact with insurance company's for all sort of issues.

     


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