Hello Goeff,
the lower one is the lower part of the normal radiator but has a blower mounted behind it to support cooling when things get too hot, the middle one is the upper part of the radiator without a fan/blower and the small one under/in the beak is an oil cooler / heat exchanger. Be careful when cleaning the ribs easily bend.
As you have got a new brand new bike just a bit of advice, the CR or any VFR really does not like running cold, so make sure your engine is warmed up properly before revving up the engine. Also check your engine oil level regularly it might use quite a bit while its being run in. If it doesn't use any, be happy and if so don't be alarmed.
have fun and ride safe !
Lars